Have ready are you for retirement? If you’re a woman, your future seems bright since women are known to more likely prioritize financial planning compared to men. Despite women being better planners, they still end up feeling they’re not ready for retirement. In fact, 40% of women revealed that they don’t have enough money saved… read more

What’s the first thing that comes to mind when you think of long term care insurance? Expensive? Nursing home? A policy you won’t need? People have their own interpretations of a long term care policy. Having these misconceptions around, most consumers come up with negative thoughts about this policy and can prevent them from knowing… read more

  Baby boomers make up the majority of the U.S population today. They are born between 1946 and 1964 and witnessed a lot of changes throughout their lifetime. But more changes will follow before and during retirement that baby boomers should address early. For this month’s roundup, we have compiled five articles that can help… read more

Facing high long term care cost is a nightmare everyone wants to avoid, particularly baby boomers. America’s baby boomers have reached its greatest height with 76 million entering their retirement years and 70% of them will require some form of long term care. Unfortunately, most baby boomers are not prepared to pay for long term… read more

Yes, you can get long term care insurance even if you have a pre-existing condition. You don’t need to be 100% healthy to get coverage for long term care. Although you can get favorable rates if you don’t have any condition, it’s still possible to get affordable premiums if you’re taking medications or having treatment… read more

Long term care insurance tax deductions are incentives given by the federal government to individuals with qualified policies, which are widely sold today. This is the government’s way of encouraging people to secure their future by purchasing a policy that pays for their long term care needs – long term care insurance policy. Also, a… read more

Tax refund season is definitely on! Have you thought about where you’ll spend your tax refund money? According to the IRS, around 80% of tax filers get an average refund of $3,000 every year. If you’re expecting a tax refund from the IRS, you must start looking into different ways you can spend your tax… read more

As we start a New Year, it’s the perfect time to think about your financial safety, particularly about owning long term care insurance. 2019 is still young, which gives you an opportunity to address your future long term care needs. According to Association for Long Term Care Planning, around 7 out of 10 of Americans… read more