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Aging with dignity is everyone’s dream that seems to be unattainable given the situation right now – rapid aging population, issues surrounding aging like illnesses, lack of planning for long-term care and limited retirement savings. But is it really hard to age with dignity? It’s hard but not impossible to attain. Individuals should learn to… read more

Contrary to the popular belief, Medicare doesn’t pay for long term care, such as nursing home, home healthcare and other forms of long term care. In case you’ll need long term care in the future, you might end up outliving your retirement savings. Long term care insurance is designed to help individuals pay for long… read more

Long term care insurance is a wise investment for most Americans today given the scenario that they are getting older – 70% of Americans 65 and up will need long term care and will most likely require expensive long term care. You don’t have to worry about paying for care out-of-the-pocket or becoming a financial… read more

Still looking for the perfect gift for your elderly parents this holiday season? We, at Association for Long Term Care Planning, will help you explore long term care options that can help your parents age the way they want in the future. Fill out our short form to get your free long term care insurance… read more

Long term care is a prevalent issue that everyone needs to take seriously especially women. There are still many Americans who don’t talk about it despite the fact that a big part of the aging population, 70% of Americans 65 and above, will require some form of long term care. But why it’s imperative for… read more

Family caregiving can be deeply fulfilling as family members are drawn closer together. However, as time goes by and the demands increases, unpaid family members have to make life-changing sacrifices such as financial, health and social needs, according to a survey conducted by Associated Press-NORC Center for Public Affairs Research. Among family caregivers today, around… read more

November is Long Term Care Awareness Month, a month dedicated to educating Americans about the financial and emotional burden that long term care may bring to them or their families. Our goal is to raise awareness to help Americans realize the importance of planning for long term care early since many of them lack the… read more

Alzheimer’s Awareness Month is always celebrated every November. It is the perfect time to honor loved ones with this type of cognitive condition and as well as be familiar with the latest information on Alzheimer’s disease. Alzheimer’s disease is described as a progressive mental disorder that is irreversible and usually occurs during middle or old… read more

Taking care of a loved one with Alzheimer’s disease is daunting, emotionally and financially. The cost of Alzheimer’s care is skyrocketing, in fact, it is projected to surpass $277 billion, which is $20 billion more compared to last year. To quote Keith Fargo, Ph.D., director of scientific programs and outreach for the Alzheimer’s Association: “Soaring… read more

There’s a 70% chance that Americans will move to a long-term care facility such as an assisted living facility or nursing home when they turn 65. Despite this report by the U.S Department of Health, most individuals still put off preparing for the high cost of assisted living. According to ALTCP long-term care cost, the… read more