Who needs long term care? Is it just for the elderly?
While it is true that 70% of Americans will require some form of long term care after turning 65 years old, 41% of care recipients are working adults below 65. These are the ones who require care because of a chronic illness, a mental condition, or an injury from accident.
People are now living longer. American men and women can look forward to living for 76.4 and 81.2 years, respectively. But, because they generally live longer than men, women are at a higher risk of needing long term care in the later years. They often find themselves aging alone and unable to rely on the help of a spouse.