The best long term care insurance provides invaluable relief to policyholders and their families, but what exactly is it? Here are four basic questions to walk you through learning more about this type of insurance.

What Is Long Term Care Insurance?

This type of insurance is a custom-fit coverage designed to pay for the person’s long term care requirements. Read more

Are There Different Types of Long Term Care Insurance?  

Yes, there are three types: indemnity policy, reimbursement policy, and partnership policy. These three long term care insurance policies each have specific variations that cater to different types of needs. Read more

How Much Does Long Term Care Insurance Cost?

There is no set price for long term care insurance because it depends on the individual’s age, health, chosen level of coverage, location, and insurance policy. Read more

Where Can I Buy the Best Long Term Care Insurance Policy?

LTC insurance is available through three venues:

  • LTC insurance companies and carriers
  • Your employers
  • State partnership programs

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Alternatives to Long Term Care Insurance

There are other financial products and strategies that will allow you to pay for nursing home care, assisted living facility, adult day care, home health care and other long term care services:

  • Life insurance
  • Annuities
  • Reverse mortgage

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To find the best long term care insurance, you may refer to our buyer’s guide. Here, you will find essential tips and aspects that can help you navigate the world of long-term care And to take the first step in securing coverage for your future care needs, you can request a quote now and start a conversation with one of your experts.