Should I Get Long Term Care Insurance? Top 10 Reasons to Buy a Policy Now [Infographic]

Last Updated On:   The youngest of the baby boomers are just a few short years from turning 65. However, the ongoing changes and the obvious struggles of the ones who retired before them have left the younger boomers hesitant to take the step. Perhaps, one of the biggest concerns on their minds right now… read more

Here’s what you are up against: Retirement expenses have sky-rocket to levels that are nearly impossible for many Americans to afford without any help. Comfortable retirement now appears to be a luxury that only the ultra rich can afford with ease. In fact, reports show that you would need $350,000 just to cover health care… read more

Purchasing a long term care insurance policy is a necessity for many baby boomers at this point. However, the one question that remains in their minds: “What do we do about the substantial problems which come with securing this type of coverage?” We all know that the long term care is too expensive to fund… read more

Discussing the need for long-term care may be the last thing on your mind as you celebrate Fourth of July. After all, this is the time reserved for family and friends. However, as you all prepare for the festivities, we encourage you to use this time to discuss long term care options with your family… read more

Long term care insurance rates, policy types and coverage, retirement plans, and Social Security benefits—these are just a few of the aspects of boomer retirement Over the years, we have witnessed substantial changes in how older adults choose to retire and grow older. Their behavior in relation to aging and long term care has deviated… read more

Long-term care and retirement planning are two of the biggest challenges that baby boomers must overcome now. Yet, not many know how to navigate the process successfully.  As 10,000 individuals from this generation retire daily, the country is on the verge of what is being dubbed as the silver tsunami. The questions we now pose… read more

Having a comprehensive long-term care plan is necessary for every baby boomers without children today. If you look at the costs of all the care services in the country, you will find that even the lowest rates in the most budget-friendly states are not, well, cheap. These can amount to hundreds and thousands of dollars… read more

Long term care coverage is one of the biggest issues in America today. Because of various factors and unique circumstances, many Americans find themselves ill-equipped to face the costs imposed on care. And despite the prevalence of long term care educational resources and reminders, many individuals still find themselves unable to plan accordingly.   What… read more

Caregiving can strengthen the bonds of relationships within the family. It can bridge gaps and heal decades-long conflicts through the connections that form during the care. However, it can also cause strains within the family. In marriages and relationships, no one really thinks of their partner caring for an aging parent until it starts happening…. read more

Family caregivers are no stranger to financial issues. When you assume the role of your family member’s primary care provider, it includes tackling the costs of their care as well as their expenses and necessities. On top of this, you also have your own finances to contend with. This is why a significant amount of… read more