What Does Long Term Care Insurance Cover?

Contrary to the popular belief, Medicare doesn’t pay for long term care, such as nursing home, home healthcare and other forms of long term care. In case you’ll need long term care in the future, you might end up outliving your retirement savings. Long term care insurance is designed to help individuals pay for long… read more

As Americans continue to live longer, it is more likely that they will need long term care. It involves different types of long term care facilities and services designed to meet your personal care needs. Long-term care also promotes independent and safe living in case you can no longer perform activities of daily living (ADLs)… read more

Elder care services can help preserve the quality of life by thwarting mishaps. Growing old is a fact of life, and everyone is subjected to that—even those who have practiced living and eating healthy. Naturally, your body becomes frailer as you age. Chances are you will need assistance in carrying out simple activities in your… read more

    There are still people who are having a hard time understanding long term care hence the creation of these long term care guidelines. For starters, long term care is defined as the services and support that a person might need to maintain the quality of life in case he or she will get… read more

Last Updated:  February has always been associated with love, whether it be romantic, familial, or platonic. From grand gestures to little acts of love, we find ways to show our loved ones just how much they mean to us and how much we appreciate their presence in our lives. However, ALTCP would like to remind… read more

“My kids want to take me to a nursing home. Are they trying to get rid of me?”—often, this is the thought that comes to our minds when we have The Long Term Care Talk with our adult children. No one ever looks forward to moving to a long term care facility, and it always… read more

This week, we will be highlighting the challenges that individuals go through as they take on the role of caregiver. We will be sharing various accounts from caregivers themselves and the topics range from the different ways the care for their patients to the kind of care that they need in turn.   Five Medication… read more

The search for a senior care community for an aging parent or both parents is very similar in nature. Although, there are some challenges involved when searching for the most fitting senior living options for a couple, which prevent families from seeking options even if it is the most viable option. In most cases, the… read more