More than 10 million Americans need long term care services and support. 4 million are children and working-age adults while 6 million are elderly. Having long term care insurance would be bene¬ficial for future needs especially when approaching retirement age. Here are simple steps that could help you prepare and plan early. Here are… read more

Long term care is considered as a pressing need nowadays. Despite the urgency to prepare for this, advisers opt to divert their attention to other components of retirement planning. This is perplexing and at the same time alarming since the number of people who need long term care is growing. According to a study called… read more

Long term care is a pressing need among senior citizen nowadays, which is considered as a big financial blow. However, only a handful of people managed to purchase insurance for long term care.  To make things worse, more than 1/3 of policyholders let their policies lapse and forfeit their benefits.  It is shocking and alarming… read more