Long Term Care Guidelines for Aging Parents

    There are still people who are having a hard time understanding long term care hence the creation of these long term care guidelines. For starters, long term care is defined as the services and support that a person might need to maintain the quality of life in case he or she will get… read more

November is Long Term Care Awareness Month, an annual campaign designed to educate Americans about long term care and its long term emotional, physical and financial impact. Long term care is often overlooked when planning for retirement, a clear indication that Americans don’t have the sense of urgency when preparing for their future long term care needs. In… read more

Here’s what you are up against: Retirement expenses have sky-rocket to levels that are nearly impossible for many Americans to afford without any help. Comfortable retirement now appears to be a luxury that only the ultra rich can afford with ease. In fact, reports show that you would need $350,000 just to cover health care… read more

Delayed retirement is increasingly becoming popular among baby boomers, and it is primarily because of two reasons:   Longevity and the lack of retirement savings.   As many of you are aware of by now, turning 65 years old opens us to a great deal of uncertainty. Many are living longer lives than they initially… read more

High health literacy can help baby boomers achieve one of their biggest goals: to thrive while growing older. By being equipped with the necessary information, baby boomers can make strategic decisions and remain in full control of their future. This is why they must prioritize improving health literacy just as much as saving money for… read more

Discussing the need for long-term care may be the last thing on your mind as you celebrate Fourth of July. After all, this is the time reserved for family and friends. However, as you all prepare for the festivities, we encourage you to use this time to discuss long term care options with your family… read more

Long term care insurance rates, policy types and coverage, retirement plans, and Social Security benefits—these are just a few of the aspects of boomer retirement Over the years, we have witnessed substantial changes in how older adults choose to retire and grow older. Their behavior in relation to aging and long term care has deviated… read more

Long-term care and retirement planning are two of the biggest challenges that baby boomers must overcome now. Yet, not many know how to navigate the process successfully.  As 10,000 individuals from this generation retire daily, the country is on the verge of what is being dubbed as the silver tsunami. The questions we now pose… read more

Having a comprehensive long-term care plan is necessary for every baby boomers without children today. If you look at the costs of all the care services in the country, you will find that even the lowest rates in the most budget-friendly states are not, well, cheap. These can amount to hundreds and thousands of dollars… read more

Long-term care coverage barely comes to mind when adult children think of buying Father’s Day gifts for older dads. However, as unconventional as these policies may be, gifting long-term care plans provides aging loved ones one invaluable gift you wouldn’t typically associate with insurance plans: the ability to age independently. You may not realize it… read more