18 Smart Ways to Spend Tax Refund in 2019

Tax refund season is definitely on! Have you thought about where you’ll spend your tax refund money? According to the IRS, around 80% of tax filers get an average refund of $3,000 every year. If you’re expecting a tax refund from the IRS, you must start looking into different ways you can spend your tax… read more

Longevity might be a dream come true for some. People envisioned longer life expectancy to be the best time for them to do things they haven’t done while they were working, enjoy leisurely trips, move to their dream home or spoil themselves once in a while. But for others, it’s a dream gone awry. Why?… read more

  Women struggle to save for retirement. In fact, only 12% of working women are very confident that they will have a comfortable retirement. In case, women are forced into retirement sooner than expected, 64% of them do not have a backup plan for retirement income. These are just select findings from a recent survey… read more

It’s never too early to plan for retirement given the circumstances today – longevity and expensive health care and long-term care costs. Despite this stark reality, there are still some Millennials who put saving for retirement at the bottom of their priority list. Millennials’ retirement looks bleak right now because of their inability to handle… read more

Are you still in limbo whether you should buy long term care insurance before age 50? Better make up your mind now and buy coverage to avoid paying for expensive long term care cost out-of-the-pocket. It’s hard to fathom the financial strain of long term care now, but by looking at the latest cost of care… read more

  Turning 60 is a major milestone that is worth celebrating and can be considered as a triumph for reaching this far. As you approach turning 60 years old, you think about a lot of things like losing a job, the best insurance to buy, having poor health and uncertainties of what lies after retirement… read more

This retirement for dummies guide will come in very handy during the last 10 years of your career, which is critical in shaping your life after retirement. Your future is in your hands and that’s why you need to focus on crafting the best retirement plan and implementing your strategies. It’s easier said than done… read more

    Some people start saving for retirement at 50, which is a tad late than other people. However, it’s better to start saving late than not having any savings for retirement at all. The thought of not having retirement savings is scary but what’s scarier is not doing anything to secure your future. According… read more

All of us want to achieve financial freedom but how come only a few people reach the zenith of financial independence?   Just thinking about being financially free is not enough. It should begin with a detailed plan and determination to commit to that plan. Americans lack these qualities today, the reason why only a… read more

Almost everyone is guilty of committing retirement planning mistakes that would hurt their chances of achieving financial security in retirement. There are myriad of reasons behind these common mistakes that retirees are guilty of doing. One is the unfamiliarity of people when it comes to planning for retirement. Another is stick to a strategy that… read more