Here’s what you are up against: Retirement expenses have sky-rocket to levels that are nearly impossible for many Americans to afford without any help. Comfortable retirement now appears to be a luxury that only the ultra rich can afford with ease. In fact, reports show that you would need $350,000 just to cover health care… read more

Delayed retirement is increasingly becoming popular among baby boomers, and it is primarily because of two reasons:   Longevity and the lack of retirement savings.   As many of you are aware of by now, turning 65 years old opens us to a great deal of uncertainty. Many are living longer lives than they initially… read more

Long-term care coverage barely comes to mind when adult children think of buying Father’s Day gifts for older dads. However, as unconventional as these policies may be, gifting long-term care plans provides aging loved ones one invaluable gift you wouldn’t typically associate with insurance plans: the ability to age independently. You may not realize it… read more

Long term care insurance is a big crux in every American Baby Boomer’s mind. Often, the questions range from, “What is it for?” to “Should I get long term care insurance?” And the answers to these questions may vary depending on the people they ask. It is a big challenge, and not many people really… read more

Long term care planning is absolutely necessary for Americans today. Because of recent developments and challenges thrown their way, so many individuals are at a high risk of facing long term care costs without the proper resources. From the lack of retirement savings to the escalating amounts of debt, so many Americans are transitioning into… read more

Long term care coverage is one of the biggest issues in America today. Because of various factors and unique circumstances, many Americans find themselves ill-equipped to face the costs imposed on care. And despite the prevalence of long term care educational resources and reminders, many individuals still find themselves unable to plan accordingly.   What… read more

Family caregivers are no stranger to financial issues. When you assume the role of your family member’s primary care provider, it includes tackling the costs of their care as well as their expenses and necessities. On top of this, you also have your own finances to contend with. This is why a significant amount of… read more

We have all established long ago that long term care for women in United is especially difficult to deal with. Because of a number of factors that we will later discuss, women find it harder to cope with the challenges of needing care in their own country. So what can we do remain on top?… read more