What Does Long Term Care Insurance Cover?

Contrary to the popular belief, Medicare doesn’t pay for long term care, such as nursing home, home healthcare and other forms of long term care. In case you’ll need long term care in the future, you might end up outliving your retirement savings. Long term care insurance is designed to help individuals pay for long… read more

As Americans continue to live longer, it is more likely that they will need long term care. It involves different types of long term care facilities and services designed to meet your personal care needs. Long-term care also promotes independent and safe living in case you can no longer perform activities of daily living (ADLs)… read more

Planning for long term care always includes deciding where you want to be cared for. Many choose to stay at home and receive the care from a loved one, while a good number move into long term care facilities to receive specialized assistance that they need. We go through life planning for our lives when… read more