Long term care insurance coverage provides myriad of benefits like funding for home health care, adult day care, nursing home stay and assisted living facility services. It helps cushion the blow that comes from long term care costs by covering some if not all expenses a policyholder accrues. On top of that, these policies protect… read more

Using this long term care planning checklist can help many older Americans face reality: Knee-deep in long term care expenses that they need to drain their savings and assets just to make up for the costs. Another unfortunate reality is that many of the younger baby boomers following their footsteps still have no retirement savings… read more

What makes a good retirement plan? For many individuals, a plan is considered good when it is comprehensive—well thought out and covers all the bases. However, what makes a retirement plan comprehensive will depend on multiple factors and circumstances that surround the individual. This means that what might work for another person and what he… read more

Long term care planning is absolutely necessary for Americans today. Because of recent developments and challenges thrown their way, so many individuals are at a high risk of facing long term care costs without the proper resources. From the lack of retirement savings to the escalating amounts of debt, so many Americans are transitioning into… read more

Did you know that this October is also long term care planning month? So as we get ready for Halloween and the festivities that come after, we also urge individuals to take this time and prepare for their future long term care needs. We at ALTCP.org remain steadfast in encouraging individuals to safeguard theirs and… read more

From living wills to advance directives, planning for your retirement can get overwhelming. But once it’s all done and you’ve dotted your Is and crossed your Ts, your retirement years can be the best of your life. For this week’s digest, we are featuring ways on how to create that balanced life everyone covets during… read more

Did you know that in the UK, the majority of the public do not have a solid retirement plan? According to a survey conducted by Franklin Templeton Investments, approximately 70% of savers in the UK do have an idea on how retirement should be, but haven’t formalized plans or written arrangements for it to happen…. read more