Retirement is a vast subject that often overwhelms people. There are myriad of factors to consider which discourage most Americans and thus they face the future with no retirement plan.

People should start changing their attitude in order to live for a comfortable life after retirement.

You might be wondering: “What are the steps when planning for retirement?”

1. Start saving money now in order to create a big retirement funds and enjoy your golden years.
2. Pay off your debts and avoid acquiring more.
3. Spend less than what you earn.
4. Start managing your nest egg, assets and investments.
5. Plan for long term care now.

For your viewing pleasure, I’ve shared an infographic of these tips below.

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