Short Term Care Insurance vs Long Term Care Insurance: What Is Right For You?

Let ALTCP help you find the best long term care insurance perfect for your future long term care needs by requesting for no-obligation quotes now.   Short term care insurance is taking the insurance market by storm. But does it offer real value to policyholders and can be considered as a substitute to long term care… read more

Planning for long term care usually starts with the conversation among family members that revolves around designing the policy according to their needs, exploring policy features and finding reliable insurers. Most often than not, individuals miss out two important things, their health history, and underwriting. There are a lot of individuals who want to get… read more

Long term care insurance has been on the market for more than 30 years. Unfortunately, only a few Americans who need coverage have a policy. In fact, according to the 2017 Insurance Barometer study of LIMRA, out of 57% said they need long term care insurance only 14% have a policy.     As the… read more

Long term care insurance helps in securing your future and protecting your family from the exorbitant cost of nursing homes, assisted living facilities and other forms of long term care. But nothing is more important than applying for long term care insurance claims, getting approved and using all your benefits. According to this article by… read more

Ltc insurance is the traditional way of paying for long-term care. But due to the increase in premiums and fears that rates will continue to rise, the insurance industry came up with a new product that attempts to solve the issues of traditional ltc insurance, which is life insurance with ltc rider or hybrid insurance…. read more

Baby boomers retiring would face expensive long-term care costs that can wipe out their retirement savings if they don’t plan for these properly. But are they even doing enough to prepare for long-term care? Well, I’m afraid not. According to the recent retirement survey done by Go Banking Rates, 42% of Americans will only have… read more

As Americans continue to live longer, it is more likely that they will need long term care. It involves different types of long term care facilities and services designed to meet your personal care needs. Long-term care also promotes independent and safe living in case you can no longer perform activities of daily living (ADLs)… read more

Are you still in limbo whether you should buy long term care insurance before age 50? Better make up your mind now and buy coverage to avoid paying for expensive long term care cost out-of-the-pocket. It’s hard to fathom the financial strain of long term care now, but by looking at the latest cost of care… read more

  Still looking for amazing last-minute Mother’s day gift ideas? Well, consider your problem solved since we’ve rounded up some of the best Mother’s day gifts. The best part is, these gifts will not leave a big hole in your savings, and some are even free. If you’re tired of getting your mom the same… read more

Insurance policies are one of the most overlooked financial products today.   Why?   People don’t buy insurance because they think they wouldn’t need it, not now or not in the near future. But without coverage, you could be one accident, disease, house fire or car crash away from succumbing to debt.   You don’t… read more