Are you caring for elderly parents or planning to take on the role? We have you covered by preparing a checklist on how you can properly take care of your elderly parents without jeopardizing your retirement needs and your family’s needs in the process.   It is difficult to see your parents struggle, lose their… read more

Long term care insurance coverage provides myriad of benefits like funding for home health care, adult day care, nursing home stay and assisted living facility services. It helps cushion the blow that comes from long term care costs by covering some if not all expenses a policyholder accrues. On top of that, these policies protect… read more

Most Americans today are concerned about retirement particularly their retirement expenses. But unlike before Americans are more optimistic about retirement based on the New Generations Ahead Study by Allianz Life.   The study was conducted among 3,000 Americans – 1,000 baby boomers (52-70 years old), 1,000 Gen Xers (37-51 years old) and 1,000 millennials (20-36… read more

Couples who have been together for decades may feel like they already know retirement and long term care planning essentials. After all, it seems like a straightforward task, right? However, planning for these two aspects are far from being simple. It is an ongoing process that requires teamwork and even a little help from others…. read more

Using this long term care planning checklist can help many older Americans face reality:   Knee-deep in long term care expenses that they need to drain their savings and assets just to make up for the costs.   Another unfortunate reality is that many of the younger baby boomers following their footsteps still have no… read more

Long term care insurance vs self-insuring is one of the issues that people consider before retiring. While some individuals choose to buy a traditional long term care insurance policy, some might get more advantages out of self-insurance.   Traditional Long Term Care Insurance vs Self-insuring Self-insurance refers to funding the expenses of long term care… read more

Are you one of those baby boomers who will eventually become elder orphans? These are people who don’t have spouses, adult children or companion they can rely on assistance, company and care especially in the latter part of their lives. In other words, they age in place alone. Are You an Elder Orphan?   Here’s… read more

Here’s the one truth we can no longer avoid:   Retirement is fast approaching for the youngest of the baby boomers, and yet many are still far from being ready for it.   Yes, many are at a loss at how to handle these issues. After all, the retirement concerns baby boomers face seem too… read more

The youngest of the baby boomers are just a few short years from turning 65. However, the ongoing changes and the obvious struggles of the ones who retired before them have left the younger boomers hesitant to take the step.   Perhaps, one of the biggest concerns on their minds right now is long term… read more