Aging and long term care are the immediate problems of Americans that needs to be addressed today. The American population is living longer, which is both good news and bad news to Americans. Due to medical advancements, people will most likely live much longer today. Some people would gladly welcome it with open arms because… read more

As Americans continue to live longer, it is more likely that they will need long term care. It involves different types of long term care facilities and services designed to meet your personal care needs. Long-term care also promotes independent and safe living in case you can no longer perform activities of daily living (ADLs)… read more

Have you considered health care costs as one of the major retirement expenses you should plan for now? If not, then make sure you’re ready to shell out a considerable chunk of money to cover healthcare and medical expenses. According to Fidelity Investment’s annual retiree health care cost estimate, a 65-year old couple retiring this… read more

Elder care services can help preserve the quality of life by thwarting mishaps. Growing old is a fact of life, and everyone is subjected to that—even those who have practiced living and eating healthy. Naturally, your body becomes frailer as you age. Chances are you will need assistance in carrying out simple activities in your… read more

    There are still people who are having a hard time understanding long term care hence the creation of these long term care guidelines. For starters, long term care is defined as the services and support that a person might need to maintain the quality of life in case he or she will get… read more

November is Long Term Care Awareness Month, an annual campaign designed to educate Americans about long term care and its long term emotional, physical and financial impact. Long term care is often overlooked when planning for retirement, a clear indication that Americans don’t have the sense of urgency when preparing for their future long term care needs. In… read more

Using this long term care planning checklist can help many older Americans face reality: Knee-deep in long term care expenses that they need to drain their savings and assets just to make up for the costs. Another unfortunate reality is that many of the younger baby boomers following their footsteps still have no retirement savings… read more

Here’s the one truth we can no longer avoid: Retirement is fast approaching for the youngest of the baby boomers, and yet many are still far from being ready for it. Yes, many are at a loss at how to handle these issues. After all, the retirement concerns baby boomers face seem too impossible to… read more