Talking to your aging parents about long-term care can be tough. Most seniors shun the idea of talking about their future plans especially their finances. In fact, around 45% of adult children have talked to their aging parents about their plans when they can no longer take care of themselves. And only 30% have discussed… read more

Facing high long term care cost is a nightmare everyone wants to avoid, particularly baby boomers. America’s baby boomers have reached its greatest height with 76 million entering their retirement years and 70% of them will require some form of long term care. Unfortunately, most baby boomers are not prepared to pay for long term… read more

Aging with dignity is everyone’s dream that seems to be unattainable given the situation right now – rapid aging population, issues surrounding aging like illnesses, lack of planning for long-term care and limited retirement savings. But is it really hard to age with dignity? It’s hard but not impossible to attain. Individuals should learn to… read more

Long term care is a prevalent issue that everyone needs to take seriously especially women. There are still many Americans who don’t talk about it despite the fact that a big part of the aging population, 70% of Americans 65 and above, will require some form of long term care. But why it’s imperative for… read more

Family caregiving can be deeply fulfilling as family members are drawn closer together. However, as time goes by and the demands increases, unpaid family members have to make life-changing sacrifices such as financial, health and social needs, according to a survey conducted by Associated Press-NORC Center for Public Affairs Research. Among family caregivers today, around… read more

Still looking for the right long term care payment option for you? ALTCP can help you find the perfect coverage by giving you a side-by-side comparison of quotes from top insurers when you shop for quotes now. No commitment, it’s your call! One question that Americans are itching to know is whether Medicaid pays for… read more