8 Mistakes to Avoid When Shopping for Long-Term Care Insurance

People buying long-term care insurance are focused on just one issue and that’s whether it’s worth the price. According to a study by the U.S Department of Health and Human Services, approximately 70% of individuals 65 and above will require long-term care supports and services during their lifetime. Obviously, there’s a need for this policy…. read more

Talking to your aging parents about long-term care can be tough. Most seniors shun the idea of talking about their future plans especially their finances. In fact, around 45% of adult children have talked to their aging parents about their plans when they can no longer take care of themselves. And only 30% have discussed… read more

Those who think that they can rely on Medicaid to pay for their long term care needs should think twice before putting all their faith in this government program. Why? Americans often misunderstood the long term care benefits of Medicaid. It doesn’t work the same as long term care insurance, a policy that helps pay… read more

Tax refund season is definitely on! Have you thought about where you’ll spend your tax refund money? According to the IRS, around 80% of tax filers get an average refund of $3,000 every year. If you’re expecting a tax refund from the IRS, you must start looking into different ways you can spend your tax… read more

As we start a New Year, it’s the perfect time to think about your financial safety, particularly about owning long term care insurance. 2019 is still young, which gives you an opportunity to address your future long term care needs. According to Association for Long Term Care Planning, around 7 out of 10 of Americans… read more

Contrary to the popular belief, Medicare doesn’t pay for long term care, such as nursing home, home healthcare and other forms of long term care. In case you’ll need long term care in the future, you might end up outliving your retirement savings. Long term care insurance is designed to help individuals pay for long… read more

Long term care insurance is a wise investment for most Americans today given the scenario that they are getting older – 70% of Americans 65 and up will need long term care and will most likely require expensive long term care. You don’t have to worry about paying for care out-of-the-pocket or becoming a financial… read more

Still looking for the perfect gift for your elderly parents this holiday season? We, at Association for Long Term Care Planning, will help you explore long term care options that can help your parents age the way they want in the future. Fill out our short form to get your free long term care insurance… read more

There’s a 70% chance that Americans will move to a long-term care facility such as an assisted living facility or nursing home when they turn 65. Despite this report by the U.S Department of Health, most individuals still put off preparing for the high cost of assisted living. According to ALTCP long-term care cost, the… read more

Let ALTCP help you find the best long term care insurance perfect for your future long term care needs by requesting for no-obligation quotes now.   Short term care insurance is taking the insurance market by storm. But does it offer real value to policyholders and can be considered as a substitute to long term care… read more